Our philosophy:
At Spencer & Stutsman, CPAs, we do not believe in a "cookie cutter" or "one size fits all" approach. Our aim is to tailor our services to you, our client and provide personal service to each client.
If we do not believe our expertise fits your needs, we will assist you in finding someone better suited to help you. If we are able to help you with your individual financial or care needs, business or homeowners' association, you will have our full and undivided attention in doing so.
We also believe that it is important that you, our client, understand the product we are providing to you and the significance of that product. This includes not just delivering financial statements, tax returns and bookkeeping products, but also helping our clients understand the actionable information contained in our products and how to use that information to their advantage, be it in cash flow management for businesses, risk management for small businesses and homeowners' associations or tax planning for individuals and businesses.
Spencer & Stutsman, CPAs has no products to sell you other than our professional services. When we analyze your needs and assist you in arriving at solutions, we are objective and not biased towards any outcome. Our goal is to provide to you, our clients, service that meets the highest standards of professionalism, responsiveness, objectivity and client care and to provide full value for your hard earned money.
Who we are: Fred Stutsman

Frederick C. "Fred" Stutsman is a Certified Public Accountant licensed by the State of South Carolina. Fred holds a Bachelor's Degree in Mathematics from Manhattan College, an MBA from the University of Utah, where he was a Dean's Honor Scholar and Masters Degree in Public Accounting (MPA) from the University of Texas at San Antonio.
Fred is an experienced public accountant, including having been a principal in a public accounting firm. In addition, Fred has been a corporate controller in a manufacturing corporation and served as Finance Director for a large Homeowners' Association, Nonprofit Corporation and Private Utility with about ten years experience in industry. He is a certified QuickBooks Pro Adviser.
Fred is former Vice Chairman of the accounting committee of the Community Associations Institute, a nationwide organization comprised of over 15,000 homeowners associations. He is also active in civic affairs and is Past President of the Westminster South Carolina Rotary Club and a former board member of the Oconee County United Way. Fred is a member of the American Institute of Certified Public Accountants and the South Carolina Association of C.P.A.s. He is an avid physical fitness enthusiast. He is married to Margaret "Peg" Stutsman and they have five grown children. Fred's accounting experience follows a career in the United States Air Force from which he retired with the rank of Colonel.
Who we are: Connie Spencer

Constance A. "Connie" Spencer is a Certified Public Accountant licensed by the State of South Carolina. Connie holds a Bachelor's Degree in Sociology and English from West Georgia College and a Bachelor's Degree in Accounting from the University of Alabama Birmingham.
Connie has 25 years as a certified public accountant, including experience with PricewaterhouseCoopers, one of the Big Four public accounting firms. In addition, Connie served as a Tax Manager for a Fortune 100 Company, The Travelers Companies, Inc. after serving as Acting Tax Director of B. Dalton Bookseller (now Barnes and Noble). Prior to the establishment of Spencer & Stutsman, CPAs, Connie worked in a public accounting firm in Westminster, South Carolina. She is a QuickBooks Pro Advisor.
Connie is active in both the Westminster South Carolina Rotary Club and the Salem Lions Club, having served as Treasurer for both organizations. She is currently the Treasurer of her church, chairing the Finance Committee. Connie is a member of the American Institute of certified Public Accountants and the South Carolina Association of Certified Public Accountants. She is married to James "Jim" Spencer and they have five grown children.